"It's also handy for the government to send out income transfers, and for your aid and advancement sector to aid households through periods for instance COVID-19 - which happens to be usually quite challenging with the massive numbers of your unbanked," he said.

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When Cambodia's central financial institution introduced a pilot for any electronic payment procedure in July 2019, its intention was to enhance monetary inclusion from the country and broaden use of the neighborhood forex about the US dollar. Then arrived the coronavirus pandemic.

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